Terms of Use

Effective Date: July 2026


Welcome to Will We Have Enough?

By accessing or using this website, you agree to be bound by these Terms of Use.

If you do not agree, please discontinue use of the website.


1. Educational Purpose

The information provided on this website is intended solely for educational and informational purposes.

Nothing contained on this website constitutes:

  • Investment advice
  • Tax advice
  • Legal advice
  • Accounting advice
  • Financial planning recommendations specific to any individual

Any decisions regarding investments or financial planning should be made only after consulting with a qualified professional.


2. No Client Relationship

Using this website, completing an assessment, using a calculator, or submitting a contact form does not establish an advisory, fiduciary, accounting, or client relationship.

A client relationship exists only after all required agreements have been executed.


3. Assessment & Calculator Disclaimer

The Retirement Assessment, Retirement Calculator, and other interactive tools are designed for educational purposes only.

Results are estimates based solely on information provided by the user.

The results should not be relied upon as financial, investment, retirement, or tax advice.


4. No Guarantees

We make reasonable efforts to provide accurate information.

However, we make no guarantees regarding:

  • Accuracy
  • Completeness
  • Reliability
  • Suitability
  • Future investment performance
  • Retirement outcomes

Past performance does not guarantee future results.


5. Intellectual Property

All website content, graphics, branding, calculators, assessments, written materials, and designs are protected by applicable copyright and intellectual property laws.

No content may be copied, reproduced, or distributed without written permission.


6. Third-Party Links

This website may contain links to third-party websites.

We are not responsible for the content, security, privacy practices, or accuracy of any external websites.


7. Limitation of Liability

To the fullest extent permitted by law, Will We Have Enough?, Farrow & Associates, Geneva Partners, LLC, and their affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of this website.


8. Governing Law

These Terms shall be governed by the laws of the State of Wisconsin without regard to conflict of law principles.


9. Changes

These Terms may be modified at any time without prior notice.

Continued use of the website constitutes acceptance of any updated Terms.


Investment Advisory Disclosure

The owner of Farrow & Associates is an investment adviser representative at Geneva Partners, LLC, an SEC registered investment adviser. SEC registration does not imply a certain level of skill or training. Wealth management and financial planning services are offered through Geneva Partners, LLC.